The Lightning  Plan is a unique FXIFY program that offers traders a fast-tracked path to funded trading. It features a 7-day time limit to reach the profit target, making it a hybrid between a one-phase challenge and instant funding. This program is designed for traders who want a quicker route to funding while still maintaining a structured challenge. The pricing is more affordable than the 3-phase challenge, yet traders have the opportunity to pass and receive payouts just as quickly as with the one-phase or instant funding programs.

The Lightning  Plan may not be the best option for beginners due to its tighter drawdown limits, which require strict risk management. However, it does include a consistency rule that can help traders develop discipline and improve their trading habits over time. While experienced traders may find it more suitable, disciplined beginners willing to adapt could still benefit.

The Lightning  Plan has a maximum drawdown limit of 4%. Traders must manage their risk carefully to stay within this threshold and maintain their account. If you hit or exceed the 4% drawdown limit, your account will be breached, and you will no longer be able to trade on that account.

The Lightning  Plan has a daily drawdown limit of 3%. Traders must ensure they do not exceed this limit. If you hit or exceed the 3% drawdown limit, your account will be breached, and you will no longer be able to trade on that account.

he Max Trailing Drawdown is fixed at 4% of your starting balance and moves (or "trails") your High Water Mark ('HWM') until 4% profit is made. It will continue to trail your High Water Mark until your account reaches 4% profit. Once your account achieves 4% profit from your initial balance, the Max Trailing Drawdown locks in at your starting balance and no longer trails the High Water Mark. The 4% Max Loss Limit Calculation is always calculated as 4% of the initial account balance and does not change, regardless of profits or losses in the account. ------------------------ Scenario 1: No Profit Yet Starting Balance: $100,000 Initial Max Trailing Drawdown: $100,000 - (4% of initial balance: $4,000 FIXED) = $96,000 Daily Drawdown: $100,000 (Previous day's balance) - 3% = $97,000 Breach Conditions: If the account balance or equity falls below $96,000, the account breaches as the equity/ balance falls below the Daily Drawdown limit of $97,000 & the Max loss of $96,000 ------------------------ Scenario 2: Small Profit ($102,000 HWM) High Water Mark: $102,000 Max Trailing Drawdown: $102,000 - (4% of initial balance: $4,000 FIXED) = $98,000 Daily Drawdown: $102,000 (Previous day's balance) - 3% = $99,060 Breach Conditions: If the account balance or equity falls below $98,000, the account breaches as the equity/balance falls below the Daily Drawdown limit of $99,060 & the Max Loss of $98,000. ------------------------ Scenario 3: Larger Profit ($104,000 HWM – Max Trailing Drawdown Locks) High Water Mark: $104,000 (4% profit reached) Max Trailing Drawdown Locks at: $100,000 (starting balance) Daily Drawdown: $104,000 (Previous day's balance) - 3% = $100,880 Breach Conditions: If the account balance or equity falls below $100,000, the account breaches as the equity/balance falls below the Daily Drawdown limit of $100,880 & the Max Loss of $100,000. ------------------------ Scenario 4: Big Gain and Partial Loss ($110,000 HWM, Drops to $105,000) High Water Mark: $110,000 Max Trailing Drawdown: Locked at $100,000 (since 4% profit was reached) Daily Drawdown: $110,000 (Previous day's balance) - 3% = $106,700 Breach Conditions: If the account balance or equity falls below $105,000, the account breaches as the equity/balance falls below the Daily Drawdown limit of $106,700 & the Max Loss of $100,000. Scenario 5: Big Profit, Then Major Drop ($120,000 HWM, Drops to $99,000) High Water Mark: $120,000 Max Trailing Drawdown: Locked at $100,000 Daily Drawdown: $120,000 (Previous day's balance) - 3% = $116,400 Breach Conditions: If the account balance or equity falls below $99,000, the account breaches as the equity/balance falls below the Daily Drawdown limit of $116,400 & the Max Loss of $100,000. Key Takeaways ✅ The Max Trailing Drawdown follows your High Water Mark until you reach 4% profit. ✅ Once 4% profit is reached, the Max Trailing Drawdown locks at your starting balance and no longer trails. ✅ The Daily Drawdown is 3% of the previous day's balance, resetting every day. ✅ A breach can occur from either the Max Trailing Drawdown or the Daily Drawdown. If either is breached, the account is lost. ✅ Even if the account grows significantly, it will still breach if it falls below the locked Max Trailing Drawdown ($100,000) or the Daily Drawdown limit.