FXIFY Payout Process Explained

At FXIFY, the date a payout request becomes available is not the same as the date funds reach you. Your programme rules determine when you can request a payout. Verification, review, and the payment route then affect how long it takes to receive it.

This guide explains the FXIFY payout process: when to request a payout, what can make the button unavailable, how programme cycles differ, and what changes after you submit a request.

Key Terms

Term	What it means
Performance split	The percentage of an approved payout amount paid to you.
Payout cycle	How often an eligible trader can submit a payout request.
First payout window	The earliest point when your funded account may request its first payout.
Payout threshold	The minimum eligible profit required before you can submit a request.
Read-only mode	The account cannot be traded while the payout request is pending.
Drawdown lock	After a payout, the maximum drawdown can lock at the starting balance on applicable accounts.

How Payout Requests Work

Before requesting a payout:

• Check the rules for your funded programme. Confirm its payout cycle, any minimum trading days, consistency rule, and minimum withdrawal amount.
• Close open trades. An open position can keep the payout button unavailable.
• Open the relevant account in your FXIFY dashboard and select the payout option when it is available.
• Follow the Rise instructions sent with the request. Register with the same email address as your FXIFY account and complete Rise verification.
• Stop trading on that account while the request is pending. The account is placed in read-only mode until the payout is approved.
• Wait for review and payment. We review requests Monday to Friday, 9 AM to 9 PM GMT. A request made after the review window, on a weekend, or around a public holiday may take longer.

Payout Timing by Program

Program	First request	Later requests	Notable payout conditions
1-Phase, 2-Phase Trailing, 3-Phase	On demand after first profitable funded trade	Every 30 days; every 14 days with bi-weekly add-on	Check the current rules for your selected programme.
2-Phase Classic	Based on selected payout cycle	14 days at 80% or 30 days at 100%	25% funded-account consistency rule.
2-Phase Pro	10 calendar days after first trade	Every 10 days	3 profitable days; first two withdrawals are capped.
Lightning	7 days after first trade	Every 14 days	3 trading days, 30% consistency, $50 minimum.
Instant Funding Standard	14 days after first trade	Every 14 days	KYC, trader contract, Rise, and $50 minimum.
Instant Funding Lite	10 calendar days after first trade	Check current programme rules	5 trading days, 20% consistency, $50 minimum.
Crypto Instant Funding	14 days after first trade	Every 14 days	25% consistency; minimum varies by account size.
Crypto Standard (1 Step)	14 days after first trade	Every 14 days	7 trading days in 14; 25% consistency; $50 minimum.

The table shows the core timing rules. It does not replace the conditions on the programme you selected, which can affect whether a request is approved.

First Payout Eligibility

Before you submit a request, confirm that:

• your account is funded, in good standing, and has not breached any account rules
• the relevant payout date or first-payout condition has been reached
• all open trades are closed
• you meet any trading-day, consistency, and minimum-withdrawal conditions that apply to your programme
• your FXIFY verification and trader contract are complete
• you can complete Rise registration and verification using the same email address as your FXIFY account

What Happens After You Request a Payout?

Once you submit a payout request, the account is placed in read-only mode until the request is approved. You cannot continue trading that account while the request is pending.

For 1-Phase, 2-Phase Trailing, Lightning, and Instant Funding accounts, a payout can lock the maximum drawdown at the starting balance. That changes the buffer created by profits, so check the account effect before choosing how much to request.

A full withdrawal can forfeit the funded account on 1-Phase, 2-Phase, Lightning, and Instant Funding accounts. If you intend to continue trading, review the account effect before requesting the full available amount.

How Performance Splits Work

A performance split is the percentage of an approved payout amount paid to you. It is not based on account balance, buying power, or unrealised gains on open positions.

For example, if we approve a $1,000 payout at a 90% performance split, you receive $900. The split available to you depends on the programme, plan, and any add-ons selected at checkout.

2-Phase Pro Payout Cap

For the first two withdrawals on a 2-Phase Pro account, the maximum withdrawal is 5% of the initial balance. For $200K and $250K accounts, the cap is $8,000. The current programme FAQ states that profit above the applicable cap is removed, so check the rule before deciding how much to request.

How Long Does Payout Processing Take?

We review payout requests Monday to Friday from 9 AM to 9 PM GMT. Requests made outside the review window, on weekends, around public holidays, or before verification is complete may take longer to review.

Once the required checks are complete, withdrawals are usually processed within three business days. This is a processing target, not a guarantee. The time for funds to reach you can vary by payment route and provider.

FAQs

How soon can I request my first FXIFY payout?

First-payout timing depends on your programme. On 1-Phase, 2-Phase Trailing, and 3-Phase challenges, the current payout FAQ says you can request your first payout on demand after your first profitable funded trade. Other programmes follow their own timing and eligibility rules.

What is the difference between First Payout On Demand and bi-weekly payouts?

First Payout On Demand applies only to the first eligible request on the applicable evaluation programmes. Bi-weekly payouts set a 14-day cycle for later requests when you select the add-on at checkout.

What can stop a payout request?

An unsigned trader contract, an outstanding payout, an account breach, open trades, insufficient profit, or a payout window that has not opened can keep the payout button unavailable. Programme-specific conditions can also apply.

Can I continue trading after requesting a payout?

No. Once you submit a request, the account enters read-only mode until the payout is approved. For Crypto accounts, trading remains disabled until the request is resolved.

Bottom Line

Your payout cycle tells you when you may request a payout. It does not guarantee approval or arrival time. Before you request one, check your programme’s current first-payout rule, later cycle, trading-day and consistency conditions, minimum withdrawal amount, verification status, and open positions.

For current conditions, see our payout FAQ.

Review the current programme rules before purchase or trading. Terms can change, fees may not be recovered, and trading results vary. FXIFY is a prop firm, not a broker or investment adviser; this article is for educational purposes only.